Small Business Insurance Feed

The "Hammer Clause" - Why We Have Removed It & Why You Should Care

What does this mean to you? It means the carrier will never settle a claim on your behalf, without your consent. Watch our latest video on the removal of the "hammer clause" and why this matters. Call or email USI Affinity today for additional information. 1.855.USI.0100 Read more →


CyberSecurity and Your Practice: Lessons from 2018

The dawn of a new year makes us pause for a moment and reflect upon the past year. Doing so within the cybersecurity space in 2018 reminds us once again that none of us are safe from the challenges and risks of living and practicing law in a technological society.... Read more →


ABA Formal Opinion 483 Suggests that Attorneys Have Certain Obligations to Clients After a Data Breach, But Declines to Propose Detailed Requirements

On October 17, 2018, the American Bar Association's Standing Committee on Ethics and Professional Responsibility issued Formal Opinion 483 on a lawyers' obligations after an electronic data breach or cyberattack. This opinion acts as the compliment to Formal Opinion 477R which opines on a lawyer's obligations to safe guard protected... Read more →


When is Expert Testimony Necessary in a Legal Malpractice Case?

In New York, expert testimony is generally required at trial or on a motion for summary judgment to successfully establish (or defend) each element of a legal malpractice claim. A major exception to that rule exists when the issues to be determined are within a layperson‚Äôs experience and comprehension1. In... Read more →


Cyber Liability - Cybersecurity Concerns of Corporate Clients: Navigating Client Expectations

We counsel all types of clients about the importance of protecting themselves and those they serve from the dangers of cyber attacks and intrusions into their electronic systems and digital lives. When we offer such counsel, we talk about things such as the importance of identifying cyber risk, ways to... Read more →