One of the questions we’re often asked is why considering purchase a policy for life or disability when those are benefits offered by an employer. Today, we’re going to unravel that mystery. It Doesn’t Have to Be Either/Or Typically, employer policies are small (for instance, 1-2x salary for a life... Read more →

It’s fairly common to have at least a small understanding of life insurance, but it’s not often we hear about disability insurance. Every now and again, you’ll hear that a friend is “out on disability,” but what does that really mean and what types of disability insurance are out there?... Read more →

When being presented with an insurance offer, you’re likely to encounter one of three scenarios: The offer doesn’t require an application and states that you cannot be turned down for coverage. An offer with a series of around 3-5 short questions, typically requiring a “yes” or “no” answer. An offer... Read more →