Remember when you bought that level term life policy back in your 30s or 40s? It’s hard to believe a decade or two has passed and now it’s time to assess your options. Here’s what you should do if you find yourself in this situation: Determine the state of your... Read more →

Many associations that provide sponsored member insurance programs are being forced to take a hard look at the relevancy of the programs they currently offer. Is a low perceived value the cause of the lack of member engagement? Or is the lack of program participation due to the benefits not... Read more →

There is no law that says attorneys have to obtain legal malpractice insurance. But a solo attorney’s potential exposure, given his practice area, will likely prompt him to consider what a malpractice lawsuit might potentially cost him in terms of damages and defense costs, and whether he wants to buy... Read more →

One of the exposures not often accounted for by small firms is the possibility of a key player suffering a disability. In a firm of 4 or 5, our experience tells us that one of you is likely to suffer a disability. If you’re ready to tackle this issue, we’ve... Read more →