Apartment Renters at a Greater Risk Than They Realize
8 Advanced Motorcycle Safety Tips from an Expert

Auto Insurance Made Easy: 3 Policy Myths Debunked

Drivers

Buying auto insurance is never fun, but it can be less complicated. Knowing the facts before you call your carrier for a quote can simplify the process.

Here are 3 debunked myths about auto insurance:

Myth 1:  Red cars cost more to insure

 Some people think carriers will charge a higher premium for red cars because they believe the driver will speed or drive recklessly. In fact, carriers do not care about the color of the car, and seasoned drivers will tell you, no one asks what color a car is when you are calling for an insurance quote.

Myth 2:  Your insurance policy covers any damage to your car 

Liability insurance covers you if you cause an accident and hurt someone or damage their property. Comprehensive and collision coverage protect your vehicle.

Myth 3: Your policy covers you if you drive your car for business

If you are self-employed and use your vehicle for work, your personal auto insurance does not protect you.

For example, if you use your car to do consulting work for a company your not technically employed by, their insurance won't cover you and your carrier will most likely deny your claim.

Want to save money on your premium? Ask about these discounts

  • Multiple vehicles
  • Driver education courses 
  • Good student 
  • Safety devices 
  • Anti-theft devices 
  • Low mileage driver 
  • Good driver/renewal 

Want to save up to 30% on your home and auto policy? Visit www.usiaffinity.com or call (888) 325-8877 and find out how you can save by bundling policies.

Comments

Verify your Comment

Previewing your Comment

This is only a preview. Your comment has not yet been posted.

Working...
Your comment could not be posted. Error type:
Your comment has been saved. Comments are moderated and will not appear until approved by the author. Post another comment

The letters and numbers you entered did not match the image. Please try again.

As a final step before posting your comment, enter the letters and numbers you see in the image below. This prevents automated programs from posting comments.

Having trouble reading this image? View an alternate.

Working...

Post a comment

Comments are moderated, and will not appear until the author has approved them.

Your Information

(Name and email address are required. Email address will not be displayed with the comment.)