Leaving home for the holidays? Now is the time to winter-proof your home, so you don't
return to expensive winter-weather related damage and a costly home owners insurance claim.
Follow these tips from nasdaq.com. You could save some money on your premium too.
Check the insulation in and around your home's cold spots
Open cabinets and doors to circulate warm air
It might be tempting to turn the thermostat down low when you're leaving for an extended period, but it is recommended that you don't turn it lower than 60. Any lower and the cold spots in your home could dip below freezing
Consider installing a low-temperature sensor in cold spots to alert you if the temperature drops below 54 degrees
Install an automatic water shut-off system to cut off the main water line if there's a problem with your pipes. You could see a reduction in your homeowners-insurance premiums by up to 5%.
Get an automatic back-up generator to prevent pipes from freezing in the event your electricity goes out
Disconnect and drain outdoor hoses, shut off and drain outside faucets, and clean your gutters, so water doesn't back up and freeze
Trim your trees to prevent them from breaking off and damaging your home or power lines.