What are the chances you will ever actually need disability insurance? You probably think it's not very likely, but there are some surprising new statistics from the Council for Disability Awareness that should change your mind.
Here are the facts:
- Three in ten Americans entering the work force today will become disabled before they retire
- Freak accidents are not the cause of most log term disability claims. Back injuries, cancer, heart disease and other illnesses cause the majority of long-term absences
- The average duration of long-term disability is 2½ years
So, what are the chances you'll be unable to work for an extended period of time? Find the answer with this Personal Disability Quotient Calculator from the CDA.
Then call USI Affinity at 800.265.2876 to discuss your options for Disability Insurance.