Did you know that Federal law requires most boating accidents be reported to the authorities? The operator of a boat involved in an accident must file a boating accident report with the State reporting authority if:

• Someone disappears from the boat under circumstances that indicate death or injury
• The boat or other property damage totals $2,000 (lower amounts in some states and territories) or more
• The boat is destroyed
• Someone dies
• Someone is injured and requires medical treatment beyond first aid

After the accident is reported, the next step is to call your insurance company to file a claim.

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